Home price appreciation restrained by pent-up supply

The Daily Shot: 26-Sep-24
The United States
Europe
Asia-Pacific
China
India
Emerging Markets
Commodities
Energy
Equities
Rates
Food for Thought



 

The United States

1. Let’s begin with the housing market.
 
The 30-year mortgage rate has fallen for eight consecutive weeks.
 

 
Last week, mortgage applications exceeded the previous year’s level for the first time in more than three years (2 charts).
 

 

 
Here is the rate lock count.
 
Source: AEI Housing Center  
 
Refi activity is surging.
 

 
Source: @markets   Read full article  
 
Home price appreciation is slowing. As mortgage rates decrease, more homeowners are able to move, adding more inventory to the market (pent-up supply) …
 
Source: AEI Housing Center  
 
… and slowing home price appreciation. Lower rates may actually dampen home prices, at least initially, until the pent-up supply is absorbed.
 
Source: AEI Housing Center  
 
This scatterplot illustrates the relationship between home price appreciation and inventories.
 
Source: AEI Housing Center  
 
Here is a look at inventories by price tier.
 
Source: AEI Housing Center  
 
New home sales are running well above last year’s levels.
 

 
Below are the seasonally adjusted contributions to new home sales.
 
By region:
 
Source: AEI Housing Center  
 
By stage of constructions (completed homes increasingly dominate):
 
Source: AEI Housing Center  
 
Here is a look at new home inventories.
 
Number of units (multi-year high):
 

 
Months of supply:
 

 
Prices of new homes are running below last year’s levels.
 

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2. Lower-skill workers are experiencing a more rapid slowdown in wage growth, according to the Atlanta Fed’s tracker.
 
Source: @TheTerminal, Bloomberg Finance L.P.  
 
Job hopping is no longer financially rewarding.
 
Source: @TheTerminal, Bloomberg Finance L.P.  
 
Here is the difference between the wage growth of “switchers” and “stayers.”
 

 
On the other hand, BofA’s internal data suggest that wage growth is rebounding.
 
Source: Bank of America Institute  

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3. US truck tonnage has been showing some improvement.
 

 
4. Companies have been preparing for a potential strike at East and Gulf Coast ports, …
 
Source: Capital Economics  
 
… a concern now reflected in the widening differentials between East and West Coast shipping costs.
 
Source: @JeffreyKleintop  


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Europe

1. French consumer confidence is rebounding, topping expectations.
 

 
2. Sweden’s central bank eased policy again, …
 

 
Source: @economics   Read full article  
 
… lowering its projected rate path.
 
Source: Nordea Markets  
 
Here is the history of Riksbank’s forecasts.
 
Source: @DanielKral1, @OxfordEconomics  
 
The yield curve has been steepening.
 

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3. The Czech central bank also cut rates.
 

 
Source: Euronews.com   Read full article  

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4. Swiss economic sentiment has been deteriorating.
 


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Asia-Pacific

1. Taiwan’s industrial production surprised to the upside.
 

 
2. Australia’s job vacancies continue to fall but remain well above pre-COVID levels.
 

 
Source: Reuters   Read full article  
 
3. Aussie-yen is approaching resistance at its 200-day moving average.
 
Source: @TheTerminal, Bloomberg Finance L.P.  


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China

1. China’s stocks continue to surge.
 
Source: @TheTerminal, Bloomberg Finance L.P.  
 
The Shanghai Shenzhen CSI 300 Index is having its best week in nearly a decade, …
 

 
Source: @DavidInglesTV  
 
… but the index faces downtrend resistance.
 
Source: @TheTerminal, Bloomberg Finance L.P.  
 
Hedge funds’ purchases of Chinese shares surged.
 
Source: Goldman Sachs; @markets   Read full article  
 
Earnings expectations are improving.
 
Source: BofA Global Research; @dailychartbook  

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2. Here’s an overview of sector contributions to the manufacturing trade surplus.
 
Source: IMF  


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India

1. India’s stock market reached its 45th record high of the year.
 

 
Indian share valuations appear frothy.
 
Source: @TheTerminal, Bloomberg Finance L.P.  
 
What is the options market’s implied probability of another 10% gain by mid-November?
 

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2. Bond yields continue to fall.
 


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Emerging Markets

1. Brazil’s latest inflation reading was a bit below forecasts.
 

 
The current account deficit is the widest in years.
 

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2. Next, we have some updates on Argentina.
 
Economic activity jumped in July.
 

 
Source: @economics   Read full article  
 
US dollar deposits are surging, supported by government policy.
 
Source: Reuters   Read full article  
 
Here is a look at Milei’s approval ratings.
 
Source: @economics   Read full article  

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3. Zimbabwe faces another currency crisis.
 
Source: @economics   Read full article  


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Commodities

1. Gold appears overbought.
 

 
Will private investors follow central banks’ lead in increasing their gold holdings?
 
Source: Alpine Macro  
 
Gold mining stocks are improving relative to copper mining stocks.
 
Source: Aazan Habib, Paradigm Capital  

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2. Iron ore futures continue to rebound, boosted by China’s latest monetary stimulus.
 


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Energy

1. Brent crude held resistance at $75/bbl, falling sharply on news from Libya and Saudi Arabia.
 
Source: @TheTerminal, Bloomberg Finance L.P.  
 
Source: @bpolitics   Read full article  
 
Source: @financialtimes   Read full article  

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2. US inventories of crude oil and refined products declined more than expected last week.
 

 
Here are the inventory levels.
 

 
This chart shows crude inventories measured in days of supply.
 

 
Gasoline demand improved.
 

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3. Crude oil prices continue to drive US market-based inflation expectations.
 


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Equities

1. Micron shares surged after the close on robust AI-related demand.
 
Source: MarketWatch   Read full article  
 
Stock futures are flying.
 

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2. The Nasdaq 100/S&P 500 price ratio returned to the bottom of its long-term uptrend channel.
 
Source: Deutsche Bank Research  
 
 
3. The bull market has not been accompanied by a surge in leverage, partly because market participants prefer using options to gain leverage.
 
Source: TS Lombard  
 
4. In recent months, there has been an underlying rotation to defensive sectors relative to cyclical sectors (2 charts).
 
Source: BCA Research  
 
Source: TS Lombard  

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5. Options activity outside of regular trading hours has been rising.
 
Source: @GunjanJS  
 
6. Strong returns among the top US companies by market-cap generally fade over time relative to the S&P 500 index.
 
Source: Goldman Sachs  
 
7. Small-cap fundamentals are yet to recover.
 
Source: BofA Global Research; @MikeZaccardi  
 
8. The US boasts top market-cap companies that are still fairly young versus Europe.
 
Source: Deutsche Bank Research  
 
9. Equity ETFs increasingly dominate the ETF market.
 
Source: Goldman Sachs; @MikeZaccardi  
 
10. Dimensional and Aventis (mostly systematic equity approaches) have accounted for a bulk of cumulative inflows into active ETFs since 2020.
 
Source: Morningstar   Read full article  


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Rates

1. The Treasury curve continues to steepen (2 charts).
 

 

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2. Market expectations of the Fed funds rate have been volatile. (2 charts)
 
Source: Alpine Macro  
 
Source: Alpine Macro  

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3. Fed policy typically works with 12-16 month lags before a rate change occurs.
 
Source: Alpine Macro  


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Food for Thought

1. Generational differences in job satisfaction and willingness to be unemployed vs. unhappy at work:
 
Source: ADP Research  
 
2. Limited presence of Chinese tech firms among the global top 100 by revenue:
 
Source: Statista  
 
3. Q-Tel’s portfolio, the non-profit investment arm of the CIA (2 charts):
 
Source: @chartrdaily  
 
Source: @chartrdaily  

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4. How far does $100 go in each state?
 
Source: Visual Capitalist   Read full article  
 
5. New US sanctions by year:
 
Source: @bpolitics   Read full article  
 
6. Homelessness rates in advanced economies:
 
Source: Our World in Data  
 
The US homeless population is increasing.
 
Source: @WSJ   Read full article  

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7. Share of Americans who read or listened to books in 2023:
 
Source: Statista  
 

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